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<title>*Designed by STERL'S DESIGNS*</title>

body{
margin: 0;
padding: 60px;
background: url() fixed;
color: #CD0000;
font-weight:bold; text-align:center; 
scrollbar-face-color: #CD0000;
scrollbar-arrow-color: #CD0000;
scrollbar-track-color: #CD0000;
scrollbar-base-color: #CD0000;
scrollbar-highlight-color: #CD0000;
background-attachment:fixed
}

hr { display:none}

#div1 {
padding: 10px;
;
background: url();
}

#content {
padding: 6px;
border: 4px solid #CD0000;
background: url(INSERT SMALL BACKGROUND HERE);
}
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<textarea name="terms" cols="70" rows="10" wrap="hard">
 
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<body style="background-image: url(http://i37.tinypic.com/23v0wzo.gif)" link="#B4A28D" vlink="#B4A28D" alink="#B4A28D">

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<center>©2008 **Designed by** STERL'S DESIGNS</a>

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